About us

IOS Finance

  • One of the market leading providers of public sector factoring in Spain
  • With offices in Barcelona and Madrid, it operates across all Autonomous Communities

EFC Status

  • IOS Finance is an “Establecimiento Financiero de Crédito”, an entity regulated by Bank of Spain

Our services

  • Providing specialist expertise and tailored factoring solutions
  • Wide range of clients: from large multinationals to small and medium-sized businesses

Specialized business model

  • Specialized in purchasing and managing trade receivables versus the Spanish Public Administrations
  • Primary focus: healthcare receivables
  • Progressively expanded to cover other Public Administrations who present similar patterns with regards to risk and credit management